Global clients

Your wealth, managed from Miami — wherever you live.

We work with individuals and families of many nationalities, in the United States and abroad, who want their savings invested in U.S. dollars at institutional custodians, with a team that speaks their language.

Global reach

Clients around the world. One team in Miami.

Wherever you live, your portfolio is built and managed by the same team, invested in U.S. dollars and held at institutional U.S. custodians — with advice and reporting in English or Spanish.

Head office · Miami

Some of the countries where we can serve you

and many other countries · Tap or hover a highlighted country

Services are subject to the laws of each client’s country of residence and to the custodian’s eligibility requirements, so availability varies by country.

Why clients abroad choose FOREM

International by design.

Your portfolio in U.S. dollars

Investments held at institutional U.S. custodians, under the U.S. regulatory framework, in your name.

Any nationality

We work with clients from many countries and understand cross-border family situations.

In your language

Advice, meetings and reporting in English or Spanish.

Flexible minimums

Tell us about your situation; our minimums are flexible and we will tell you how we can help.

We visit you

Our team travels several times a year to meet clients in person in their own countries.

Attention 24/7

Wherever you live and whatever your time zone, you can reach your advisor any day, at any hour.

For every stage of life

Solutions for every age and every nationality.

Whether you are starting to invest or planning what you will leave to the next generation, we build the portfolio around where you are today — with flexible minimums.

Ages 20–40

Building wealth

For professionals and entrepreneurs who are starting to invest: a disciplined, diversified portfolio that grows with you.
Ages 40–60

Growing a family

Balanced portfolios that pursue long-term growth while planning for education, property and other family goals.
Ages 60+

Income in retirement

Portfolios built around steady income, capital preservation and the liquidity you need.
Every generation

Legacy & next generation

Coordinated with your attorneys and accountants to help your wealth pass to the next generation in an orderly way.

How it works

From the first call to your first report.

01
Introductory call

A conversation by phone or video to understand your goals, current investments and constraints.
02
Diagnostic & proposal

We review your holdings and design a tailored proposal across asset classes.
03
Account opening

We guide you through opening an account at the custodian, subject to its requirements for your country of residence.
04
Management & reporting

We manage the portfolio and keep you informed, with consolidated reports and direct access to our team.

Questions

Frequently asked questions

Do I need to live in the United States?

No. We work with clients in the United States and abroad. Whether an account can be opened depends on the custodian’s requirements for your country of residence, and we guide you through the process.

What is the minimum investment?

Our minimums are flexible. Tell us about your situation and we will tell you how we can help.

In what currency is my portfolio managed?

Portfolios are generally invested and reported in U.S. dollars.

Where are my assets held?

At institutional custodians such as J.P. Morgan, UBS, BNY Mellon, RBC, Raymond James, Interactive Brokers or Mercantil, in your name. FOREM does not take custody of client funds.

Can I keep my current bank or custodian?

In many cases, yes. We can also consolidate accounts you hold at several institutions into one view.

Can I borrow against my portfolio?

Several of our custodians offer credit lines secured by your portfolio, subject to their approval and terms. We help you evaluate whether it makes sense for you and what the risks are.

Client assets are held at institutional custodians such as