Fixed income
Sovereign and corporate bonds selected bond by bond, balancing yield, duration, credit quality and diversification. Each ladder is built for you, not copied from a model.
Services
Three mandates. One architecture.
Every engagement is anchored in the same belief: that wealth is best managed through individual securities, transparent costs and direct relationships. Within that framework, we offer three mandates.
01 · Investment portfolio
Every asset class. Hand-picked, name by name.
Our flagship mandate. Every position is selected by our team, tailored to your objectives and held directly at an institutional custodian.
Equities
When equities fit the mandate, names are chosen through our own quantitative framework, combining fundamentals, technicals and proprietary rankings.
Options & hedging
Options may be used to seek to protect capital or enhance income, when they are appropriate for your objectives and risk tolerance.
Alternatives & cash
Alternative investments for diversification and cash management to keep the liquidity your plans require.
How it works
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01
Mandate
Objectives, horizon, constraints.
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02
Construction
Security-by-security selection.
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03
Execution
At your custodian, not ours.
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04
Oversight
Ongoing monitoring and regular reviews.
Proprietary technology
Research and monitoring, built in-house.
We develop our own technology for investment research and portfolio monitoring. It lets our team analyze markets and follow every client portfolio more closely — and spend its time on judgment, not spreadsheets.
- 01
Bond research & optimization
Analysis of credit quality, yield and duration, and optimization of allocations within each client’s parameters.
- 02
Quantitative equity screening
Models that rank companies on fundamentals and technicals to support our stock selection.
- 03
Portfolio monitoring
Alerts on credit events, price moves and drift from your mandate, reviewed by your advisor.
Our technology, including AI-assisted tools, supports but does not replace our advisors’ judgment: every recommendation is reviewed by our team. Models depend on data that may be incomplete or inaccurate and on assumptions that may not hold, which can lead to errors. Some tools use third-party data and software. See Form ADV Part 2A, Items 4 and 8.
02 · Family office
The coordination role you may not have.
As wealth grows across generations, vehicles and countries, the hardest problem is no longer returns — it is coordination. FOREM acts as the connective tissue between your bankers, advisors and accountants.
Consolidated reporting
One unified view across every custodian, currency and asset class.
Governance support
Investment policy statements, asset allocation reviews and family meetings to keep decisions aligned across generations.
Coordination with external advisors
We work alongside your accountants, attorneys and trustees — not in competition with them — to make their work easier and your decisions clearer.
03 · Multi-custodian consolidation
One portfolio. Many custodians. Total clarity.
Many families hold assets at several institutions, in more than one country. Each statement looks different and none tells the whole story. We bring them together into one consolidated view.
What gets consolidated
- Holdings across all custodians
- Performance, attribution and exposures
- Cash flows and corporate actions
- Realized and unrealized gains and losses
- Currency exposures across accounts
How you see it
- Online access through our client portal
- Periodic written reports
- Analyses on request
- Read-only access for your trusted advisors
04 · Portfolio-backed credit
Liquidity without selling your investments.
Through several of our custodians, a number of our clients use credit lines secured by their portfolio to finance a property, a business opportunity or other needs — without having to sell their positions.
Stay invested
Borrow against your portfolio instead of liquidating it, so your strategy keeps working.
Arranged at your custodian
The credit line is offered by the custodian; we help you evaluate, structure and monitor it.
Flexible uses
Real estate, business needs, tax payments or bridge financing.
Credit lines are provided by the custodian, subject to its approval, terms and eligibility rules. Borrowing against securities involves risks, including having to add collateral or sell securities if their value falls. Interest and other costs apply.
Client assets are held at institutional custodians such as
How we are compensated
One advisory fee. Disclosed in writing.
FOREM is compensated through an advisory fee agreed with you in writing. There are no sales commissions, no fund kickbacks and no proprietary products. Custodian and transaction costs are charged separately by third parties.
Sales commissions on bonds or equitiesNone
Distribution fees from fund managersNone
Proprietary FOREM productsNone
Advisory fee, disclosed in writingHow we are paid
Not sure which mandate fits your situation?
Tell us about your portfolio. We will recommend the appropriate structure — and explain what we would do differently from your current setup.